Bank Fraud Claims UK
Expert legal representation for victims of bank fraud, unauthorised transactions, and financial institution negligence in the UK
Banks Have a Legal Duty to Protect You
Under UK law, banks must have systems in place to prevent fraud. If they fail to protect your money or detect suspicious activity, you may be entitled to compensation.
Types of Bank Fraud We Handle
Your Rights Under UK Law
- Protection under the Payment Services Regulations 2017
- Banks must refund unauthorised transactions
- Right to complain to the Financial Ombudsman
- Compensation for bank negligence
- CRM Code protection for APP fraud victims
Common Bank Failures
- • Failing to detect suspicious activity
- • Not providing adequate fraud warnings
- • Processing payments despite red flags
- • Inadequate security measures
- • Poor customer verification processes
- • Delayed response to fraud reports
Our Claims Process
Free Assessment
We review your case and assess your chances of success
Evidence Gathering
Collect bank statements, communications, and transaction records
Formal Complaint
Submit a detailed complaint to your bank
Escalation
Take your case to the Financial Ombudsman or court if needed
Time Limits for Bank Fraud Claims
13 Months
Report unauthorised transactions to your bank within 13 months under PSRs 2017
8 Weeks
Banks must respond to complaints within 8 weeks or issue a deadlock letter
6 Months
Refer your case to Financial Ombudsman within 6 months of bank's final response
What Makes a Strong Claim?
- Clear evidence of unauthorised transactions
- Bank failed to follow security protocols
- You reported the fraud promptly
- You kept your banking details secure
- Bank ignored warning signs
- Documented communication with the bank
Potential Compensation
Financial Losses
Full refund of stolen funds in successful claims
Interest & Charges
Compensation for interest, fees, and charges incurred
Distress & Inconvenience
Additional compensation for stress and inconvenience (typically £100-£750)
Ready to Make a Bank Fraud Claim?
Don't let your bank dismiss your fraud claim. Contact us today for expert legal representation and fight for the compensation you deserve.